Titan Insurance Coverage Options

Titan's affordable insurance coverage options include:

Liability Coverage

Liability auto insurance is the type of coverage that you need to have in order to drive legally. It is often referred to as compulsory insurance or financial responsibility insurance- though it is not to be confused with SR-22 filings or SR-22 certificates which are considered punishment for irresponsible drivers.

Liability auto insurance coverage protects other drivers from paying for costs due to bodily injuries or property damage which you may inflict upon them while driving

Many state laws require liability coverage.  Each state has its own minimum requirement.

Collision coverage

Collision coverage helps pay for damage to your vehicle if you hit another vehicle, another vehicle hits you, or your vehicle rolls over. This type of coverage can be quite expensive if you don't have a clean driving record, so let us help you save by doing the shopping for you in as little as ten minutes. 

*Remember that this coverage may be required if you have financed or leased your vehicle.

Uninsured or underinsured motorist coverage

Uninsured or underinsured motorist coverage pays for damages to your vehicle if it is damaged in an accident by an underinsured, uninsured or unidentified driver. 

There are 12 states in which drivers will automatically receive this type of coverage along with their Titan auto insurance policies as well as their Titan motorcycle insurance policies. In many of those states, this coverage can be opted out of, but only by an official hand-written waiver. The reason state insurance boards and any competent insurance agency would encourage you to purchase this type of coverage is because without it you are left vulnerable to hit-and-run collisions.

Medical payment coverage

If you are injured in an accident, medical payment coverage can help pay for your medical expenses. This is available on both auto & motorcycle insurance.

Comprehensive coverage

When used together, liability and collision coverage are great ways to protect you and your vehicle. Comprehensive coverage will cover damage to your vehicle not caused by the collision. Sometimes called “other than collision” (OTC) insurance, comprehensive insurance coverage protects your car from most other types of damage, too.

Additional types of insurance coverage

Titan also offers additional types of insurance coverage to supplement your auto policy. Designed to protect you against the unexpected, these coverage options include roadside assistance if your car breaks down, towing and labor if you're stranded and rental reimbursement to cover the cost of a rental car while your vehicle is in the shop for accident-related repairs.

 

Discounts

These discount options will vary from state to state and by driving record, but this is a nearly comprehensive list of all of the auto insurance discounts which you may qualify for when you request your free Titan auto insurance quote.

Multiple car insurance discounts

Do you own more than one vehicle? Simplify your auto insurance bills every month -- combine and save when you insure multiple cars with Titan. Call now to get free quotes on Titan motorcycle insurance as well as Titan auto insurance.

Accident-free car insurance discount

Your safe driving should be rewarded. Save on your premium when you stay accident-free.

Good student car insurance discount

Yet another reason to study for that math test. Discount auto insurance is available to students who do well in school.

Association

If you or your spouse are active members of an organization recognized by Titan, you may be eligible for an insurance discount.

Military car insurance discount

Titan Insurance wants to thank you for your service. Members of the military may qualify for lower car insurance rates.

Anti-theft device car insurance discount

Protecting your car from theft can save you money in more ways than one. Anti-theft devices reduce your risk of car theft and can lower your insurance premium.

Anti-lock brakes (ABS)>

You may qualify for a discount if your vehicle is equipped with anti-lock brakes.

Prior carrier

You may receive a discount if you were covered by standard auto insurance before coming to Titan.

Homeowner car insurance discount

Do you own a home? Find out how homeowners may qualify for discount auto insurance.

Advance quote

Get an insurance quote 8 or more days before your current active policy expires to be eligible for this discount.

Motor vehicle safety course discount

Everyone can stand to brush-up on driving laws. Take a refresher course on the rules of the road and save on insurance coverage.

Airbag discount

Stay safe and save. Driving a vehicle with airbags and other safety features could lower your insurance premium.

Farm use discount

Save when you protect the vehicles that work as hard as you do. Agricultural vehicles may be eligible for discount auto insurance.

Travelink discount

This discount applies only to Collision coverage and a vehicle that is individually owned by an employee whose employer is participating in an approved traffic mitigation program. Annual recertification is required.

Electronic funds transfer (EFT)

Paying your monthly auto insurance bill electronically could lower your premium. Plus, paperless is good for the environment.

Mature driver

Experienced drivers may qualify for discount auto insurance. 

 

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